Small businesses can shop off-exchange through a broker, directly with...

https://www.yankee-bookmarkings.win/small-businesses-can-shop-off-exchange-through-a-broker-buy-a-small-group-plan

Small businesses can shop off-exchange through a broker, directly with carriers, or by comparing small-group plans. Before weighing premiums, check that employees’ doctors and hospitals are in each plan’s network; access matters as much as price.