Q1. 비트코인(Bitcoin)은 누가, 왜, 언제 만들었나요? ▶암호화폐은 '사토시 나카모토'라는 가명을 쓴 익명의 개발자에 의해 2003년 개발됐습니다. 처음으로 비트코인이 발행된 건 2008년 4월이고, 암호화폐 관련 공식 소프트웨어인 '비트코인 코어'는 9월에 공개됐습니다.
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<p>새 신용평가모형은 카카오뱅크가 2019년 3월 금융서비스 실시 잠시 뒤 모아온 대출 이용 저자들의 금융 거래 데이터를 해석해 반영하는 방식이다. 여기에 이동통신 3사가 보유한 통신비 정상 납부 시간이나 데이터 평균 이용량 등 통신과금 서비스 사용 정보 등도 추가해 신용평가에 사용하고 있을 것입니다.</p>