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전00씨가 당한 범죄는 스미싱이다.이 문제는 URL을 메시지로 보내 클릭하게 한 뒤 악성코드를 심는 방법이다.기관이나 지인을 사칭한 문자 메시지와 같이 웹페이지 주소를 보낸다는 점이 특성이다.이때 개인 금융상식이 빠져나가거나 소액결제 피해를 입을 걱정이 크다.

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<p>전미소매협회에 따르면 이달 1~1일까지 7834명의 성인들을 대상으로 설문조사한 결과 이미 66%의 쇼핑객이 선물을 구매하기 시작하였다. 그럼에도 추수감사절부터 사이버먼데이(미 추수감사절 연휴 후 첫 월요일까지) 400만명에 가까운 학생들이 더 쇼핑할 것으로 보여진다고 협회는 전했다.</p>

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