credit score after debt relief
https://thefraudalertcreditedge.evercolumn.com/posts/how-a-fraud-alert-credit-setup-can-protect-your-financial-future
After going through debt relief, your credit score might take a temporary hit because settling or closing accounts can signal risk to lenders. Over time, though, as you rebuild healthy habits—like paying new bills on time and keeping credit card balances low—your score can recover and often even improve. The key is patience and consistency, since credit scoring models weigh recent positive behavior more heavily than past struggles. Many people find that within a year or two, their score climbs…