AdviceOnly 4

https://financialadvisorswithoutcraft.swiftnestly.com/posts/why-more-investors-are-choosing-financial-advisors-without-conflicts

AdviceOnly is for people who want financial guidance without paying a percentage of their assets. You get clear, objective planning help without investment management or sales pressure. It's like having a knowledgeable friend who helps you map out your finances, not push products.