advice-only financial planning

https://zoom-wiki.win/index.php/Smart_Windfall_Financial_Advice:_What_to_Do_When_a_Sudden_Windfall_Arrives

Advice-only financial planning means you pay a flat fee for a planner's expertise, but they never manage your investments or sell you products. It's like hiring a personal financial coach who helps you create a budget, tackle debt, and set goals without any commission-driven pressure. You make the final calls and execute the plan yourself.